SECTION 1 – HOW WE HANDLE YOUR DATA

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When you interact with our website for purchases, we gather personal details you share, like your name, address, and email.

While you navigate our site, we automatically log your computer's IP address, aiding us in understanding your browsing preferences and operating system.

Email Updates: If you agree, we'll keep you informed about your policy, applications, new offerings, and more through emails.

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SECTION 2 – CONSENT

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How Do We Obtain Your Consent?

When you give us personal details to finalize a transaction, apply for insurance, confirm your credit card, make an order, manage a delivery, or process a return, it’s understood that you agree to our gathering and using this information just for that particular purpose.

Should we want to use your personal data for another reason, such as marketing, we'll either ask you outright for your clear approval or offer you a chance to decline.

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How Can I Revoke My Consent?

If you decide to opt-out after giving consent, you can revoke your permission for us to reach out to you or to use or share your information at any time. Just email us at [email protected] or send a letter to:

TermLifeProvider

1 E. Erie St.

Suite 525

Chicago, Illinois 60611

SECTION 3 – DISCLOSURE

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We might share your personal data if legal obligations demand it or if our Terms of Service are breached by you.

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SECTION 4 – THIRD-PARTY SERVICES

Generally, our third-party partners only access, use, and share your info as much as needed to perform services for us.

However, some third-party providers have their privacy policies regarding the information we must share with them for your transactions.

We advise you to review their privacy policies to understand how they handle your personal information.

Be aware that some providers may operate in or have facilities in different jurisdictions than you or us. If you engage in a transaction involving a third-party service provider, your information might fall under the laws of the jurisdiction(s) where that provider or its facilities are based.

Leaving our website or being redirected to a third-party site or app means our Privacy Policy and Terms of Service no longer cover you.

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External Links

Clicking on links within our website might take you to other sites. We don’t control the privacy policies of those external websites, so we advise you to review their privacy policies.

Google Analytics Use:

We employ Google Analytics on our site to understand visitor behavior and track which pages are most popular.

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SECTION 5 – SECURITY

We implement reasonable measures and adhere to industry best practices to ensure your personal information is safeguarded against improper loss, misuse, unauthorized access, disclosure, alteration, or destruction.

When we handle your credit card details, we encrypt the data using secure socket layer technology (SSL) and protect it further with AES-256 encryption. While no method of online transmission or electronic storage is completely foolproof, we meet all PCI-DSS guidelines and embrace widely recognized standards in the industry for additional security.

​SECTION 6 – COOKIES

Below is the collection of cookies we utilize. We’ve detailed them so you can decide whether to disable cookies.

- sessionid, unique token, sessional: Enables the storage of session information (referrer, landing page, etc.).

- Google Analytics: PREF, persists for a brief period, placed by Google to monitor store visits and visitor sources.

SECTION 7 – LEGAL AGE REQUIREMENT

By accessing this site, you confirm that you've reached the legal age of adulthood in your state or province, or if you are the legal adult age in your region, you've consented to let your minor dependents use this site.

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SECTION 8 – UPDATES TO OUR PRIVACY POLICY

We may update this privacy policy anytime, so it's a good idea to check it regularly. Any changes or updates will be effective immediately once posted on our site. If significant updates are made, we'll let you know right here, keeping you informed about what data we collect, its use, and the conditions for its disclosure.

Should our company merge with or be bought by another, your information could be transferred to the new owners, ensuring we can still offer you our products.

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INQUIRIES AND CONTACT DETAILS

Should you wish to access, update, rectify, or remove any personal data we hold, file a complaint, or seek further details, please reach out to our Privacy Compliance Officer via email at [email protected] or by postal mail at:

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TermLifeProvider

1 E. Erie St.

Suite 525

Chicago, Illinois 60611